Best Money Making Apps of 2022

There are thousands of methods to pad your money account and even earn some additional experience in today’s world of freelance workers, social commerce, and gig economy options. There’s something for everyone, whether you want to make money while you buy, offer your services, or simply trade some of your old products for additional cash.

The most difficult part is determining which applications to utilize. We combed through hundreds of possibilities to compile this list of the top, highest-paying applications for a variety of use scenarios in 2022.

We looked at over a dozen money-making applications to see which ones were the best based on characteristics including earning potential, payment speed, and app store reviews. This roundup will assist you in selecting the finest money-making app based on your objectives, desired earnings, and time commitment.

What Are The Best Money Making Apps?

 1. Survey Junkie

Best for Online Surveys

  • Easy to get started
  • Requires no specialist knowledge
  • PayPal payments or a host of great gift cards
  • Limited earning potential
  • Not available in every country

In 2022, Survey Junkie is likely to be one of the most popular applications for making money online. The app is easy to use and allows you to earn money by giving your feedback on various items and services. You just answer questions and get paid for doing so.

While Survey Junkie may not pay well, it also does not require any particular talents to get started. Even when watching Netflix, you may complete questionnaires.

How it works

Simply create a free account and complete your profile so that Survey Junkie understands what types of surveys to send you. You’ll be invited to answer questions based on your hobbies and demographic data, and you’ll be rewarded with points for doing so. Your points can eventually be redeemed for gift cards or PayPal money.


Survey Junkie is offered in nations such as the United Kingdom, Canada, and the United States.

2. Fiverr

Best for Freelancers

  • Great way to start building your name as a freelancer
  • Helpful community for networking purposes
  • Get paid quickly and on time for each service
  • Not all clients will be as reliable as you’d hope
  • Can take a while to build a reputation

If you’re looking to take on some side jobs as a way of upgrading your income, joining the freelance revolution could be the perfect solution. Fiverr is an application which allows you to essentially sell your services for any price you choose, to customers around the world.

You can build a reputation for yourself online, and start seeking out freelance jobs in seconds. Sellers can offer virtually anything, from voiceovers to graphic design.

How it Works

To get started, sellers must register a Fiverr account and fill up their profile with information that a consumer would need to know. The next step is to construct a “gig,” which is essentially a product page for the service you wish to sell. You’ll be notified when someone wants to employ you, and you may start working on the project right away. When the task is completed, your payment will be sent to you.


Fiverr is available worldwide.

3. Rakuten

Best for Cashback

  • Doesn’t require a lot of effort to earn money
  • Earn up to 40% back on some stores
  • Easy to use
  • You’re only earning money back on what you spend, rather than getting an extra income

Rakuten is one of the most popular cash back programs for “passive” income. The solution actively compensates you for what you’re already doing (shopping online). Rakuten might be an excellent alternative if you’re tired of spending money and never receiving anything in return.

The software is simple to use and is accessible in many countries. Furthermore, you don’t need to do much to make money.

How it Works

Users may sign up with Rakuten for free and then use it to purchase online anytime they wish. When you shop at one of Rakuten’s affiliated stores, your cashback will be instantly sent into your account.


US, Canada, and the UK

4. Swagbucks

Best for Odd Online Jobs

  • Lots of activities available for earning points
  • Easy cash out with the option to take as little as $3 at a time
  • Great gift cards for a range of retailers and locations
  • Takes a long time to earn enough points for an award

Swagbucks is a shopping rewards program that allows you to save money on items you would have bought anyhow. You may also make money just by surfing the web, viewing movies, taking online surveys, or playing games.

Every online action you perform earns you extra points that may be redeemed for PayPal, Amazon, and a variety of other fantastic resources. This might be the greatest money generating software for you if you’re looking for a variety of ways to make money.

How it works

Swagbucks allows you to create an account for free using either your personal email address or your Facebook account. From there, you may choose from a variety of activities to gain points, such as viewing video advertising or playing games. You may eventually exchange your points for rewards such as PayPal gift cards.

Every day, there are new activities to discover, so you’ll never run out of things to do to increase your point total.


Swagbucks is now available in Canada, Australia, the United States, India, Germany, France, the United Kingdom, Australia, New Zealand, Spain, and Portugal.

5. Upwork

Best Fiverr Alternative

  • Potential to find high-paying jobs and repeat gigs
  • Great for showcasing your talent and earning recognition
  • Relatively easy to use environment
  • Can be difficult to stand out among the other freelancers on the site

If you want to join the gig economy but don’t want to “sell yourself” on Fiverr, Upwork may be a terrific option. You may apply to a variety of tasks on a regular basis rather than posting gigs and waiting for consumers to come and purchase your services.

Upwork features something for almost every skill set, from development and IT to design and creative projects. This is also one of the most paid applications for freelancers.

How it works

To get started on Upwork, you must first establish a free profile. This is where you’ll show off your abilities and portfolio, as well as select your preferred “pay rate” for each task. You may then apply for employment, develop purchasable projects, and accept tasks as they become available. At the end of each work, you will be paid safely.


Although Upwork is available internationally, there are specialized job advertisements available just in the United States.

6. Uber

Best for Car Owners

  • Work your own hours, wherever you choose
  • Great for meeting new people
  • Doesn’t require a lot of specialist skills
  • Not available in every town or city
  • Not the highest paying option for earning

Uber is without a doubt one of the most popular apps in the world right now. This remarkable software introduced the world to the notion of “ridesharing” and provided everyone with a more convenient method to travel around without spending a fortune on cab tickets.

If you possess a car, you may become an Uber driver and shuttle people to their destinations in exchange for money. You’ll also have the freedom to create your own schedule and drive whenever you choose, which is ideal if you want to be your own boss.

How it works

Uber is quite picky about who it hires as drivers. You’ll need to create an account on the website and obtain a private hiring license. This entails completing a test and demonstrating that both you and your vehicle are safe to drive on public roads. A valid driver’s license, bank statement, driver profile photo, and private hire insurance must also be uploaded to your account.

The number of years of driving experience necessary varies by area, and you must complete a virtual onboarding course before you can activate your account. From there, anytime you wish to work, you’ll receive employment possibilities on your phone, and you can choose which ones to accept.


Uber is available in every nation in Europe, the majority of Asia, and a number of other countries throughout the world, although it is not available in every town and city.

7. OfferUp

Best for Selling Old Goods

Offer Up homepage
  • Great for getting rid of old products you no longer use
  • Suitable for local and international selling
  • Easy to list and promote items
  • Not available outside of the US

This might be the finest money earning software to help you clear some space at home. OfferUp is a customer-to-customer marketplace built for mobile devices. This essentially implies that you may sell whatever you no longer desire to other individuals in your region. It’s akin to selling anything on Gumtree or Facebook Marketplace, but with better security.

The finest part of OfferUp is the peace of mind it provides. Each seller has a profile with ratings from prior sales, so you can see right away if someone isn’t as trustworthy as they seem.

How it works

To begin, download the OfferUp app and create a profile. You’ll be able to post a new ad from your mobile device, replete with a photo and other details about anything you’re selling. You may also market your item using OfferUp’s built-in promotional features.

When someone wishes to purchase your goods, you will receive a message, to which you may answer and select whether or not to sell. You’ll also have the option of seeing the buyer in person at a “Community MeetUp location” or shipping the item to your consumer. When the transaction is complete, you will mark the item as sold, and the money will be deposited into your account.


OfferUp is only available in the United States.

8. Acorns

Best for Spare Change Investing

Acorns Homepage
  • Range of ways to earn money through jobs and cashback
  • Build your portfolio and invest small amounts of cash regularly
  • Get extra help and support with banking and budgeting
  • Only available in the US

Spending money to create money is not a novel idea. Sometimes, investing your available cash now is the finest thing you can do if you want to profit in the long run. Acorns allows you to achieve exactly that by allowing you to invest tiny sums of money in your portfolio without spending a fortune. You can even buy Bitcoin!

Acorns is ideal for folks who have always wanted to attempt investing but lack the necessary funds or trade knowledge to do so. There’s also a cashback element.

How it Works

Acorns allows you to create investment accounts for yourself and your entire family in less than 5 minutes. When you establish an account, you will be able to select whether you want to begin investing, banking, or “earning.”

The “earning” option allows you to earn money while shopping through cashback possibilities, and the “investing” option allows you to deposit any money left over from your bills into various accounts based on your hobbies, risk portfolio, and other vital facts.

As an extra plus, Acorns may assist you in finding part-time, full-time, and remote jobs, allowing you to put more money into your portfolio.


Acorns is only available to people in the US.

9. Robinhood

Robinhood Homepage
  • Excellent for getting an easy route into investing
  • Access various kinds of stock options
  • Lots of learning opportunities for beginners
  • You’re only investing your own money, not earning extra cash
  • Only available in 2 countries

If you appreciate the notion of utilizing money now to make more money later, Robinhood could be the app for you. This software, like Acorns, is intended to simplify investing and make it more accessible to the general public. However, there are many more ways to diversify your portfolio with Robinhood and gain a better understanding of the market.

Without fees, you may start developing a portfolio with as little as $1 and invest in everything from stocks and options to ETFs.

How it works

Users may open an account with Robinhood in minutes and immediately begin accessing numerous types of investing options. You will open an account and answer some questions about your investing objectives. There are also a variety of learning resources available to assist you in determining where you should spend your money.

To invest in Robinhood, you must be 18 or older, have a valid Social Security number, and reside in the United States. Once you’ve completed the registration process, you may begin clicking on stock and investment alternatives to spend your money anyway you see fit.


Robinhood is available in the United States and the United Kingdom, although access to the app in the UK requires you to join a waiting list.

10. Airbnb

Best for Real Estate Owners

  • Great for making use of some extra real estate
  • Access to billions of visitors through a global platform
  • Extra insurance provided for peace of mind
  • You lose 3% of your earnings on every booking
  • You’re responsible for caring for the property

With over 150 million users, Airbnb has swiftly become one of the most popular applications in the world, similar to Uber. The software lets those who have a spare room, apartment, or home to rent it out to travelers for fast cash. You may market your home for any price you like and reach out to billions of people across the world.

Because Airbnb is such a popular site, you won’t have to worry about promoting or marketing your place too much. Furthermore, the app takes care of secure bookings for you.

How it works

To become a host, all you have to do is create an Airbnb account and enter basic information about your lodging. You’ll need to create a listing for your property, select a price each night for anyone who wishes to stay, and establish the terms and conditions for utilizing your lodging.

As an Airbnb host, you’ll be responsible for ensuring that your home looks nice and keeping up with upkeep. Bookings with Airbnb are covered by insurance against accidents and property damage, just in case. You keep a percentage of the money you make from a visitor, and Airbnb keeps a tiny piece as well.


Airbnb is available all around the world, and more hosts are constantly joining.

11. TaskRabbit

Best for Odd Local Jobs

TaskRabbit Homepage
  • Lots of options for making money doing odd jobs
  • Set your own schedule, location, and prices
  • Easy to get paid quickly for your work
  • Can be difficult to compete with other service providers in some areas

TaskRabbit If you if you consider yourself a handyman or are an expert at putting flat-pack furniture together. This app is for folks who want additional assistance with odd local activities such as installing a television or cleaning a kitchen.

The beauty of TaskRabbit is how versatile it is; you can earn money doing anything from planting flowers to lugging furniture.

How it Works

To get started, you’ll need to create a TaskRabbit account, which may come with a $25 registration charge in some locations. You’ll also need to provide any relevant papers for any licensed jobs, verify your identification, and address your talents.

You’ll be able to determine when you’re available to work, as well as the locations in which you may provide your services, and a charge for your labor. You’ll be notified whenever someone needs someone with your expertise, and you can schedule to perform the assignment.


TaskRabbit is available in 45 countries across three continents. In Canada, the United Kingdom, or the United States, you can register.

12. Poshmark

Best for Selling Old Clothes

Poshmark Homepage
  • Great for selling clothing and accessories you no longer want
  • Easy to use, with the ability to upload pictures from your phone
  • Pre-paid shipping labels for easier selling
  • Requires you to do a lot of sharing to find a buyer
  • Not available all over the world

Poshmark is one of the finest money-making applications for those looking to make money while channeling their inner Marie Kondo. It allows customers to get rid of apparel, fashion items, and even cosmetics that they haven’t used, worn, or want. The software focuses on assisting users in selling well-known products.

This is the app for you whether you have heaps of items in your closet that you’ve never worn or a designer piece in excellent condition.

How Does It Work?

To sell on Poshmark, you must first create an account and then select the option to list a product. Take a photo with your phone and post it to your “closet,” then share the listing with your network of shoppers. You may also post the link on social media to reach a broader audience of potential purchasers.

You’ll be able to download a pre-paid Poshmark label for delivery after you’ve found a buyer. You’ll be paid after the item arrives (through USPS).


Poshmark is currently available in Australia, Canada, India, and the United States.

 13. Rover

Best for Dog Lovers

  • You get to spend your free time with new furry friends.
  • Set your own schedule and animal preferences.
  • Choose your own earnings.
  • It’s up to you to build a good reputation so you earn clients

It’s difficult to go wrong with Rover if you want to make some money while meeting new four-legged companions. This user-friendly software is ideal for anyone who loves animals. You may earn money by walking dogs or providing pet-sitting services to a variety of animals in your neighborhood.

Rover comes with insurance pre-installed for added piece of mind, and it allows you to provide a variety of services, including doggie day care and dog boarding.

How it Works

To work with Rover, you must first create an account and give all of the information that someone may require while determining whether to leave their pet with you. You may select your own timetable and charges, as well as advertise the services you provide, with details on the age or size of pet you’re willing to care for.

Rover will notify you anytime someone requests your services, and you will then be able to speak with your customer.


Rover is available in the United States, Canada, and the United Kingdom.

14. Sweatcoin

Best for Active Individuals

Sweatcoin homepage
  • Make money doing nothing but walking
  • Easy to use with absolutely no skill required
  • Donate your coins or convert them into cash
  • Takes a long time to earn a significant amount of money

If you’re constantly on the go, why not make some additional money while you’re dashing from one place to the next? Sweatcoin is a one-of-a-kind fitness program that pays you for walking and working out. The more you move about, the more points you gain.

The “Sweatcoins” you earn from your actions may be redeemed for a variety of services, including yoga courses, cash, and products. You may also donate them to charity.

How it Works

Begin by creating a Sweatcoin account and granting the app permission to track your movements from your phone. At 1000 steps, the app will automatically convert your steps to 95 sweatcoins. You may also increase your profits by doubling your coins during your busiest hours.

Referrals will earn you more money in the app. When you’ve accumulated enough coins, you may exchange them for vouchers, cash, or charity donations.


Sweatcoin is available in countries all around the world.

The Best Money Making Apps

Finally, the greatest money-making applications for you will be determined by how you want to supplement your income. You might try to monetize your abilities through freelancing marketplaces like Fiverr or UpWork if you have in-demand skills like graphic design or social media management. Alternatively, you may begin with something as easy as receiving cashback from your purchases with Acorns and work your way up to investing with Robinhood.

If you like to keep things simple, applications like Rover can let you earn money doing things you enjoy, such as caring for pets, while Airbnb allows you to maximize your real estate. You may even combine many of the above applications to increase your revenue.

article you may like:

About the Author

You may also like these